Credit Analyst

Overview:

ABOUT THE POSITION:

The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.

ABOUT THE COMPANY:

At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success:

Stability: All decisions made are measured in years, not quarters.

Flexibility: Employees are encouraged to seek creative steel solutions and services that help the company thrive.

Chemistry: We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA.

From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family.

WHAT WE OFFER:

Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team!

Responsibilities:

- Maintain credit/collections records in ERP system

- Validate and approve sales tax exemptions

- Analyze credit and financial information

- Assign credit limits within a set authority matrix

- Maintain sound Credit policy while respecting Sales goals

- Multiple reviews of daily orders and approvals

- Communicate credit holds to Sales and Customers

- Occasional customer visits

- Heavy telephone and written communications

- Enforce terms of sale and take collection action as needed

- Deal with sensitive issues involving key accounts

- Resolve disputes and deductions

- Prepare documentation to perfect bond claims and lien rights

- Make recommendations to credit manager

- Prepare AR portfolio risk analysis report

- Participate in credit industry group meetings

- Efficiently manage multiple priorities and deadlines

Qualifications:

Education and Experience:

- BS/BA in Finance or Accounting

- Minimum 5 years of commercial credit experience

- Strong analytical skills

- Knowledge of security and creditor rights

- Strong communication & negotiating skills

- Knowledge of construction lien law

- Strong PC skills - word processing/spreadsheets

- International Credit experience beneficial

Knowledge/Skills/Competencies:

- Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook

- Excellent written and verbal communication

- Ability to work with Senior Management to ensure financial directives are followed

- Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment

- A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.