Senior Credit Analyst

Be part of a growing, successful company in an exciting and challenging field. Border States is 100% employee-owned, which means you’re empowered to make decisions, find solutions and receive rewards for your hard work.

This position will be located in: Chicago, IL

Job Summary

Performs all credit and collection functions for assigned branches consistent with Border States’ credit policies and procedures. Approves the extension of credit to our customers with the goal of increasing sales, maximizing profits, and minimizing write-offs. Reviews customer’s credit worthiness establishes credit availability and provides information necessary for the completion of the preliminary notices for the specific states. Provides customer credit references and lien waivers. Provides mentoring and training to less senior Credit Analysts. Handles complex credit analysis and serves as an escalation point for credit analysts. Acts as a liaison between the Credit Analysts and other departments.

Responsibilities

Essential Functions

Non-essential Functions

Qualifications

Skills and Abilities

Physical Requirements

Frequency at which you would carry/lift in a typical day:

Occasionally 0 – 33% Frequently 34 – 66% Continuously: 67 – 100%

+ < than 10 lbs. - Not at all + 10 to 25 lbs. - Not at all + 26 to 50 lbs. - Not at all + 51 to 75 lbs. - Not at all + 75 to 100 lbs. - Not at all + 100+ lbs. - Not at all + < than 10 lbs. - Frequently + 10 to 25 lbs. - Frequently + 26 to 50 lbs. - Occasionally + 51 to 75 lbs. - Not at all + 75 to 100 lbs. - Not at all + 100+ lbs. - Not at all + < than 10 lbs. - Not at all + 10 to 25 lbs. - Not at all + 26 to 50 lbs. - Not at all + 51 to 75 lbs. - Not at all + 75 to 100 lbs. - Not at all + 100+ lbs. - Not at all

Physical Activity

Frequency at which you would do the following in a typical day:

Additional Information

This job description is a summary of the job duties and responsibilities and is not intended to cover all possible job duties and is subject to change at the employer’s discretion. Employees must be able to perform the essential job duties and satisfy job requirements either with or without a reasonable accommodation.

Our History

Border States is a leader in the electrical supply distribution industry with over 120 locations in 31 states. Our employee-owners are second to none in delivering top-notch customer service and in demonstrating extra-ordinary people skills. We are one of the largest independent electrical distributors in the United States providing products and services to the construction, industrial and utility industries. Border States has a competitive benefit package and is a 100 percent employee-owned company. Employee-ownership is a significant part of our culture and our success stems from the dedication of our employee-owners. We practice open-book management and our employee-owners are empowered with clearly defined levels of authority to be innovative and decisive, allowing us to respond quickly to the needs of customers. Employee-owners understand their roles in the success of the company and care about customers’ needs, which drives our focus on adding value to everything we do. We recognize that not all customers are the same and each has specific requirements. Our employee-owners understand these diverse needs and have the commitment, resourcefulness and flexibility to outperform all others.

Values

As a Border States employee-owner, you’re responsible for living our mission, service philosophy and service standards.

Our Purpose

We believe unstoppable businesses shouldn't go it alone. We are owners - of relationships, of outcomes, of every moment these unstoppable businesses need to deliver.

Service Philosophy

We earn customer loyalty and confidence by caring about their needs and adding value to everything we do.

Service Standards

Border States employee-owners are competent, accurate, responsive, and engaged .

Your career

Join an experienced team at one of the largest electrical distributors in the United States. What are you waiting for?

Border States has a competitive benefits package which includes but is not limited to:

Health, Dental and Vision Benefits

Accident, Critical Illness, Hospital Indemnity

FSA & HSA

Employee Stock Ownership Plan (ESOP)

Disability Benefits

401(k) Retirement Plan

Life Insurance

Employee Assistance Program

Paid Holidays

Paid Volunteer Time

Personal Leave time and more!

Border States provides bonuses to their employee-owners upon the achievement of branch and company goals.

Equal Opportunity For All

It’s not just the law. It’s something we’ve believed in since our founding. We value the diversity of all of our employee-owners and will always be an equal opportunity employer.

Drug Free/Smoke Free workplace