Credit Intern

Contexte et environnement

The Company is responsible for the Group’s natural gas, power, LNG, ethane, petcoke, and sulphur trading and marketing activities in North America. Its scope of operations includes:

- Purchasing wellhead, pipeline, and imported/exported natural gas, as well as regasified LNG produced or owned by the Group or sourced from non‑affiliated suppliers

- Marketing and selling natural gas, ethane, petcoke, and sulphur supplies to utilities, power plants, and other wholesale customers

- Managing LNG regasification and liquefaction terminal capacity, along with natural gas storage and transportation capacity, to secure and optimize flows in North American markets

- Conducting wholesale physical and financial trading of natural gas, LNG, and power to optimize the Company’s portfolios through arbitrage, balancing, and hedging transactions

- Overseeing potential market and counterparty risks

This position requires strong analytical skills, including the ability to interpret financial statements, assess credit exposure, and implement risk mitigation strategies. Success also demands excellent organizational abilities and the capacity to thrive in a fast‑paced trading environment.

Activités

The role involves ensuring the completion of all annual credit reviews and working closely with the Senior Credit Manager and Senior Credit Analyst to manage all credit‑related support tools, including letters of credit, parent company guarantees, collateral, prepayments, margin activity, and collateral deposits/postings. It also requires enforcing credit policies and limits to ensure trading activities operate within defined risk tolerances, which includes issuing daily exposure reports and monitoring overexposures or credit breaches. Additional responsibilities include analyzing financial statements and interpreting various industry documents such as NAESB, ISDA, and EEI agreements that contain credit parameters.

Key Responsibilities

- Conduct detailed credit analyses of customers, their guarantors, and parent companies, including narrative write‑ups and financial statement reviews; provide recommendations on credit lines, tenors, and security to management under the guidance of the Senior Credit Manager.

- Manage daily margin calls by issuing outgoing requests, responding to incoming calls, and authorizing receipts and payments in the Book and through CubeLogic.

- Collaborate with the Senior Credit Analyst to review and issue daily credit exposure reports, monitor new overexposures or breaches, and prepare periodic overexposure reports.

- Support contract negotiations by reviewing credit clauses and payment terms as directed by the Senior Credit Manager.

- Draft and maintain credit procedures as assigned by management.

- Participate in monthly credit meetings with trading affiliates across the group.

- Assist the Senior Credit Analyst in backing up the Senior Credit Manager on parental guaranty reporting and control processes; act as liaison between the Legal department and counterparties to issue parental guaranties and letters of credit supporting TGPNA credit lines.

- Develop ad hoc reports and analyses to evaluate and present credit risks and exposures.

- Contribute to the testing and implementation of new credit system processes, features, and efficiencies.

- Undertake special projects as assigned by management.

Key Financial Highlights

- Annual turnover (gross revenue) of approximately USD 3.0 billion

- 130 outgoing parental guarantees totaling USD 4.2 billion, plus uncapped amounts

- Established credit lines of USD 1 billion across 430 counterparties

Profil du candidat

- Undergraduate degree in Finance, Accounting, or another business‑related field

- 1–3 years of prior experience in credit analysis or financial roles, preferably within a natural gas trading and marketing organization

- Familiarity with letters of credit and trade financing tools and solutions is preferred

- Proficiency in Microsoft Excel, Word, and PowerPoint; experience with CubeLogic – RiskCubed is a plus

- Strong organizational skills, with expertise in data management, data manipulation, and analytical problem‑solving

Informations supplémentaires

TotalEnergies valorise la diversité, promeut le développement individuel et offre des opportunités d'emploi égales à tous les candidats.

WHAT WE OFFER

At TotalEnergies we know that you're more than what's on your CV. If this opportunity excites you, but your profile doesn't exactly match the description above...give it a try & apply. Diversity of perspectives & experiences make us stronger.

TotalEnergies celebrates diversity and is committed to Equal Employment Opportunity:

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, protected veteran status, disability status or any other category protected under applicable federal, state or local law. We are also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures.

All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs.

TotalEnergies believes that diversity and inclusion among our teammates is critical to our success as a global company, and we seek to recruit, develop, and retain the most talented people from a diverse candidate pool.

About the company:

TotalEnergies is a multi-energy company that produces and markets energies on a global scale: oil and biofuels, natural gas and green gases, renewables and electricity. Our 105,000 employees are committed to energy that is ever more affordable, clean, reliable and accessible to as many people as possible. Active in more than 130 countries, TotalEnergies puts sustainable development in all its dimensions at the heart of its projects and operations to contribute to the well-being of people.

TotalEnergies Gas and Power (TGP) is the trading arm of TotalEnergies in the field of low carbon energies (mainly gas, LNG and power). As such it operates in fast-evolving market dynamics influenced by internal and external factors that require constant adaptation and evolution. Uncertainties specific to the trading environment (volatility of prices, supply & demand mismatches) are coupled with those coming from the broader energy sector (climate change policies, changes in the energy mix, developments of new energy sources, etc). In such context TGP helps to ensure growth and profitability to a key segment of the business in order to reach the objective of Carbon Neutrality by 2050.

Our Culture:

We are committed to meet the energy needs of a growing population while fulfilling our ambition to be a major player in the energy transition. The volatility of the energy trading markets requires excellence in risk management and a culture of innovation.

Our people flourish in an environment that promotes expertise, entrepreneurship spirit, agility and a purpose-driven culture, generating boundless opportunities to learn, grow and achieve collaborative success while ensuring safety in all our operations.

We look for passion, ambition and open-mindedness. While we evolve in a demanding and ever-changing industry, we cultivate a friendly workplace where team spirit and respect guide our daily routine, and where the diversity of our people and their skills create a nourishing experience for all of us.

Please note: TotalEnergies is unable to sponsor employment visas or consider candidates on time-limited visa status for this position.

Ready to Power the Future of Energy Trading?

Apply now and be part of a team that’s shaping the future of low-carbon energy.