TotalEnergies

Trade Finance & Credit Officer

LocationHouston, TX

About This Job


Contexte et environnement


Working at TotalEnergies

At TotalEnergies we are committed to balancing flexibility while fostering strong relationships among our team members. Our field site employees work together to build teamwork through collaboration. This position is in Houston, Texas where you will work from the field and also from the field site office.


What We Provide

TotalEnergies offers a robust comprehensive benefits package available to employees on the first day of hire. These benefits include but are not limited to generous PTO, medical, dental & vision care, HSA with company contributions, health FSA, commuter benefits or paid parking, 401(k) plan with employer match, pension plan, life & accident insurances, generous parental leave, education assistance, fitness subsidy and more.

TotalEnergies celebrates diversity and is committed to Equal Employment Opportunity.


Activités

Are you ready to play a pivotal role in the world of global trade finance? We are looking for a motivated Trade Finance & Credit Officer to join our dynamic team and oversee financial security instruments for international trading activities.


Your Role & Impact

As part of our global Credit & Trade Finance team, you’ll collaborate with industry-leading professionals and manage financial counterparts across diverse markets. Your expertise will be key in ensuring seamless transactions while mitigating financial risk.


Key Responsibilities

Process letters of credit (LCs) and other financial security instruments essential to trading operations.
Maintain close external relationships with banks and collaborate internally with traders, operators, lawyers, compliance teams, treasury, and financial control.
Monitor daily exposure for LC counterparties and secure upcoming sales through proper collateral, including letters of credit and prepayments.
Ensure compliance with Incoterms 2000 by understanding when title and risk transfer occur.
Assess the feasibility of LCs according to contract terms and standards such as UCP 600/ISP 98, providing constructive feedback to counterparties.
Oversee the issuance and amendment of standby/documentary letters of credit and liaise with banks for discounting arrangements.
Manage quarter-end receivables discounting programs with banks, enhancing working capital and improving financial efficiency.
Support trading teams in developing innovative financing structures for product sales in foreign markets.
Monitor daily exposure for upcoming deals, ensuring all sales exceeding credit limits are properly secured.
Foster strong relationships with traders and operators to stay ahead of evolving deals and minimize financial risk.
Request and review collateral issuance (Standby Letters of Credit, Documentary LCs, prepayments), ensuring compliance with contractual obligations and UCP 600/ISP 98.
Prepare and issue Letters of Credit, coordinating with banks on issuance and discounting arrangements.
Oversee outstanding LCs to guarantee timely invoicing and funds receipt before expiration.
Handle document preparation for documentary letters of credit, ensuring compliance and resolving discrepancies with banking institutions.
Assist in Monthly Domestic Crude Netting, sending net exposure reports for approval and managing discounting operations.
Review and manage payment guarantee agreements, ensuring proper documentation and bank repayments.
Embrace a digital-first approach, testing and implementing new system processes to optimize trade finance operations


What We Offer

A collaborative, global work environment with exposure to leading financial institutions.
The chance to develop creative financing strategies in the fast-paced world of international trade.
Opportunities to work alongside industry experts who shape global trading practices.


Profil du candidat


Education/Experience:

Finance / Accounting degree.
5-10 years’ experience in Trade Finance


Skills

Proficient in Microsoft Excel.
Understanding of UCP 600, ISP 98 and Incoterms 2000.
Proven ability to perform detail-oriented tasks, meet deadlines.
Effective and professional communication skills with customers and all levels of personnel.


Why Join Us?

Work alongside industry experts in a fast-paced global trading environment.
Gain exposure to high-impact financial operations that shape international trade.
Be part of an organization that encourages innovation and strategic financial solutions.

If you’re looking to make a meaningful impact in global trade finance while advancing your career, we want to hear from you!


Informations supplémentaires

TotalEnergies valorise la diversité, promeut le développement individuel et offre des opportunités d'emploi égales à tous les candidats.


About the company: TotalEnergies is a multi-energy company that produces and markets energies on a global scale: oil and biofuels, natural gas and green gases, renewables and electricity. Our 105,000 employees are committed to energy that is ever more affordable, clean, reliable and accessible to as many people as possible. Active in more than 130 countries, TotalEnergies puts sustainable development in all its dimensions at the heart of its projects and operations to contribute to the well-being of people.

TotalEnergies Trading & Shipping (T&S), an international trading company, puts its expertise to use in the global energy markets. With its biomass blending and trading activity, TotalEnergies T&S is an active participant in the development of sustainable biofuels. Our maritime transport expertise also helps to reduce the carbon footprint of sea transportation and we recently announced the time chartering of new vessels equipped with LNG propulsion.

Our Culture: We are committed to meet the energy needs of a growing population while fulfilling our ambition to be a major player in the energy transition. The volatility of the energy trading markets requires excellence in risk management and a culture of innovation.

Our people flourish in an environment that promotes expertise, entrepreneurship spirit, agility and a purpose-driven culture, generating boundless opportunities to learn, grow and achieve collaborative success while ensuring safety in all our operations.

We look for passion, ambition and open-mindedness. While we evolve in a demanding and ever-changing industry, we cultivate a friendly workplace where team spirit and respect guide our daily routine, and where the diversity of our people and their skills create a nourishing experience for all of us.

Similar Jobs

company-logo

Financial Analyst

logo
Third Coast
Job TypeFull-time
 
Houston, Texas
3 months ago
company-logo

Trade Finance & Credit Officer

TotalEnergies
 
Houston, TX
4 days ago
company-logo

Trade Finance Officer (Contract)

TotalEnergies
Job TypeContract
 
Houston, TX
12 days ago
company-logo

Credit Analyst

Colonial Group, Inc.
Job TypeFull-time
 
Savannah, GA
10 days ago
company-logo

Credit Analyst

Enmax
Job TypeFull-time
 
Calgary, AB
17 days ago
company-logo

Trade Finance & Business Analyst (Contractor)

TotalEnergies
Job TypeContract
 
Houston, TX
3 days ago
company-logo

Finance Manager/CFO

Palmdale Water District
Job TypeFull-time
Salary
$212832 - $258696
Palmdale, CA
11 days ago
company-logo

Finance Manager/Chief Financial Officer

Palmdale Water District
Job TypeFull-time
Salary
$212835.95 - $258703.8
Palmdale, CA
25 days ago
company-logo

Finance & Accounting Specialist

Diverxia
Job Typefull_time
 
19 days ago
company-logo

Trading Regulatory and Compliance Advisor

ExxonMobil
Job Typefull_time
 
Spring, TX
3 days ago
company-logo

Finance Manager

Fairlane Products
Job TypeFull-time
Salary
$100000 - $140000
Fraser, MI
4 days ago
company-logo

Finance Manager

Pattern Energy
Job Typefull_time
 
San Francisco, CA
5 days ago
TK

Finance Manager

Ten Key Remodels
Job TypeFull-time
 
Edmond, OK
10 days ago
company-logo

Finance & Sales Operations Analyst

LineVision
Job TypeFull-time
 
Boston, MA
20 days ago
company-logo

Finance Manager

Charter Dura-Bar
Job TypeFull-time
 
Woodstock, IL
26 days ago
company-logo

Finance Manager

Rogers Heating & Cooling
Job TypeFull-time
Salary
$80000 - $125000
South Boston, VA
27 days ago
company-logo

Corporate Credit Representative

McElroy Metal
Job TypeFull-time
 
Bossier City, LA
6 days ago
company-logo

Finance Analyst, Treasury & Capital Markets

TransAlta Corporation
Job TypeFull-time
 
Calgary, AB
10 days ago
company-logo

Finance Analyst

Meritage Homes
Job TypeFull-time
 
Scottsdale, AZ
12 days ago
company-logo

Credit Risk Analyst

Calpine
Job TypeFull-time
Salary
$64480 - $85874
San Diego, CA
19 days ago

Trending Jobs

company-logo

Assistant General Manager, Navy Yard Electric Utility

Job TypeFull-time
Salary
$108000 - $108000
Philadelphia, Pennsylvania
18 days ago
company-logo

Electrical Engineer

Dudley Staffing
Job TypeFull-time
Salary
$55 - $75
Canonsburg, Pennsylvania
3 months ago
company-logo

Accounts Payable Clerk

Job TypeFull-time
Salary
$65000 - $65000
Dallas, Texas
19 days ago
DM

Apprentice Lineman

Delta Montrose Electric Association
Job TypeFull-time
 
Montrose, CO
23 days ago
company-logo

Division Order Analyst

Job TypeFull-time
 
Dallas, Texas
9 days ago
company-logo

contract landman

HPS Oil & Gas Properties
Job TypeFull-time
 
Lafayette, Louisiana
3 months ago
company-logo

Oil and Gas Land and Title Analyst - SAM Associate II

Bank of America
Job TypeFull-time
 
Dallas, Texas
about 1 month ago
company-logo

Attorney

Toeppich & Associates
Job TypeFull-time
 
Houston, Texas
about 1 year ago
company-logo

Apprentice Lineman I

San Patricio Electric Cooperative, Inc.
Job TypeFull-time
 
Sinton, TX
about 1 month ago
HM

Lineworker Apprentice I

Henderson Municipal Power & Light
Job TypeFull-time
 
Henderson, KY
27 days ago
company-logo

Associate Attorney

Buffalo Biodiesel Inc.
Job TypeFull-time
 
Buffalo, NY
about 1 month ago
company-logo

Senior Landman

Greenlake Energy
Job TypeFull-time
 
Austin, Texas
about 1 month ago
company-logo

Foundry Professionals

Penticton Foundry
Job TypeFull-time
 
British Columbia, Canada
11 days ago
company-logo

Apprentice Lineman

Southern Pine Electric
Job TypeFull-time
 
Brandon, MS
24 days ago
company-logo

Contracts Administrator

Third Coast
Job TypeFull-time
Salary
$70000 - $85000
Houston, Texas
23 days ago
company-logo

Electrical Designer

Dudley Staffing
Job TypeFull-time
Salary
$45 - $60
Canonsburg, Pennsylvania
3 months ago
company-logo

Residential Helper

Waste Pro
 
Columbus, MS
27 days ago
company-logo

Deckhand

Ballard Marine Construction
Job TypeFull-time
 
Bradenton, FL
13 days ago
company-logo

Floorhand 2

Key Energy Services
Job TypeFull-time
 
Midland, TX
27 days ago
PS

Screen Printing Operator

Providence screen printing
Job TypePart-time
Salary
$39520 - $41600
East Providence, RI
18 days ago