Credit Risk Analyst

About The Energy Authority

The Energy Authority (TEA) is a public power-owned, nonprofit corporation with offices in Jacksonville, Florida, and Bellevue (Seattle), Washington. TEA provides public power utilities with access to advanced resources and technology systems so they can respond competitively in the changing energy markets. Through partnership with TEA, utilities gain an experienced organization singularly focused on maximizing the market value of their assets.

About The TEAm

In this role, you will support company and departmental goals related to assessing, monitoring, and reporting TEA’s exposure to market, credit, regulatory, and operational risks and limits. You will assist in evaluating and managing TEA’s exposure to credit, counterparty, and performance risks through the development and implementation of measurements and limit structures aligned with TEA and Client risk tolerances. This position also provides critical support to the Director of Credit and Risk Control and the VP of Risk Control across all risk-related activities.

About The Role

This analyst position is less focused on daily controls and more centered on project-driven work requiring analytical thinking, logic, awareness, problem-solving skills, and big-picture perspective. You will be expected to understand TEA’s controls framework and the credit risks affecting both TEA and its Clients operating within the wholesale energy markets.

Essential Duties and Responsibilities

- Maintain an understanding of the energy industry and mega-trends related to market, operational, regulatory, and credit developments.

- Understand new products and how to protect TEA and its Clients from unwanted product risk.

- Stay current on counterparty news and distribute relevant updates as needed.

- Demonstrate in-depth understanding of Risk Reporting and Financial Models used to measure and model exposure and exposure uncertainty within TEA and Client reporting frameworks, including:

- Margin at Risk, CER/PFE, CVaR

- Cross Commodity Reports

- Mark-to-Market

- Credit Reports

- Demonstrate strong understanding of credit analytics, including financial statement spreading and analysis.

- Create limit structures aligned with credit risk exposures and stakeholder risk tolerances.

- Maintain a deep familiarity with TEA and Client risk limit frameworks and Risk Policies.

- Ensure compliance with Risk and Credit policies and procedures.

- Investigate, document, and report Risk Policy violations—including discussing violations directly with the violator.

- Suggest and implement process improvements for TEA and its Clients.

- Provide excellent customer service across all areas of TEA; maintain high visibility within the organization and interface with all levels of management.

- Build strong working relationships with marketing, operations, legal, accounting, and IT to support accurate and relevant information sharing.

- Assist the Director of Credit and Risk Control as assigned.

Education and Experience

- Bachelor’s degree (B.S.) from a four-year college or university required; major in a technical or business-related discipline highly preferred.

- Advanced degree is a plus.

- Minimum of five years of related experience preferred.

Benefits

- Generous Paid Time Off – rollover up to 360 hours per year

- Retirement Savings Plans:

- Annual employer contribution of 10% of base salary

- Employer match of 50% of employee contributions, up to 6% of base salary

- Pre- and post-tax contributions allowed

- Comprehensive medical, dental, and vision insurance

- Traditional PPO and HSA-qualified medical plans

- Employer-funded Health Savings Account

- Flexible Spending Accounts

- Employer-paid Life, AD&D, and Disability Insurance

- Award-winning corporate culture

- Exposure to clients and high visibility to senior executives

- Learn new things every day — you will never be bored!

Why TEA?

At TEA, we don’t just work in energy markets—we help shape them. Joining us means being part of a collaborative, innovative environment that supports growth, rewards dedication, and celebrates success. If you’re ready to bring your skills to a team where every contribution matters, apply today to make your impact as a Credit Risk Analyst at TEA.

TEA Values

TEA employees share a common sense of purpose. When TEA accomplishes its mission, the result is improved quality of life for the citizens and businesses of the communities our clients serve.

TEA employees exceed the expectations of those they serve, deliver services with the highest standards of fair, honest, and ethical behavior, set the standard for service and expertise in our industry, embody a spirit of collaboration, and embrace TEA’s founding entrepreneurial spirit by seizing opportunities to deliver value.

If you are self-motivated, driven to deliver excellence, and passionate about your career, TEA is the perfect place for you.

It’s YOUR Future. It’s OUR Future.