Credit Analyst/Sr

This is a multi-level posting, and will be filled at the appropriate level based on experience.

The credit analyst is responsible for obtaining and analyzing detailed financial and business information for credit risk recommendation, interaction with customers and sales personnel, preparing written credit assessment reports, monitoring and initiating credit level changes and maintaining credit files on customers to support increased throughput, enhance customer stability and provide prompt turnover and adequate protection of investments in accounts receivables.

Performs complex financial analysis of active/prospective customers to establish/review creditworthiness as prescribed by appropriate company FERC Tariff.

Assesses and evaluates the credit worthiness of the counterparties and monitors the credit and market exposure to these counterparties, including a qualitative and quantitative analysis that takes into account the financial condition of the company, the strength of the management team, its risk management policy and counterpart's regulatory compliance.

Administers sound credit practices and policies to ensure strict adherence to legal, regulatory and banking parameters concerning the extension of credit and collection of accounts receivable.

Participates in obtaining credit data and analyzing financial statements to authorize credit limits within established limits and, as necessary, recommend higher limits.

Supports credit analysts in assessing credit risk with difficult collection matters when necessary.

Serves as an analytical resource for the credit department on assigned tasks or projects.

Arranges for security instruments, or prepayments as determined by financial analyses.

Monitors the daily credit and market exposure within portfolios to minimize risk by utilizing various financial tools to assess, monitor, and measure daily counterparty trading activity.

Provides essential credit and market risk reporting and maintain/update credit profiles of customers.

Negotiates security arrangements with customers and financial institutions.

Participates in the development/enhancement and testing of risk management systems including review of the functional design documents and performing user acceptance testing.

Assists in the training and development of credit analysts within the department.

Approves transportation requests for secured and unsecured credit.

Assists with lender approval of firm transportation customers.

Disseminates credit information to internal personnel and external contacts.

Develops financial results used in presentations for senior financial management.

Keeps credit management informed of changing account conditions, which may affect payment probabilities.

Prepares and executes a schedule for annual reviews of portfolio customers. Reports the status of accounts on a monthly basis to manager.

Provide technical input to assist in development of project planning.

Perform any additional responsibilities as requested or assigned.

Bachelor's degree in finance, accounting, business administration, or related field; or equivalent work experience. (Typically, six years of related, progressive work experience would be needed for candidates applying for this position who do not possess a bachelor's degree.) MBA preferred.

Eight or more years of related credit or banking experience.

Knowledge of capital markets products, financial statements analysis, and accounting principles.

Good understanding of the regulated environment and the gas sales and gas transportation marketing, contracting and nominations functions.

Experience/exposure to the pipeline transportation industry, as well as knowledge of the natural gas business.

Excellent spreadsheet and word processing software skills.

Excellent negotiation, analytical, problem-solving and interpersonal skills.

Ability to exercise excellent business judgment.

Ability to develop and maintain rapport with customers and business peers and gain the trust and confidence of customers while maintaining company goals.

Ability to integrate broad business picture with the credit function.

Ability to work closely with manager, credit risk, in providing seamless coverage of customer and company needs.

Must be customer focused and sensitive to the department's role as a service provider.

Must have ability to work on special collection issues.

Effective oral and written communication skills.

Effective analytical, decision-making and problem-solving skills.

Ability to prioritize and handle multiple tasks and projects concurrently.

Support the Company's employee policies and procedures, including workplace safety rules.

BHE Pipeline Group consists of Berkshire Hathaway Energy’s interstate natural gas pipeline companies, BHE GT&S, Kern River Gas Transmission Company and Northern Natural Gas Company. Combined, BHE Pipeline Group operates approximately 21,200 miles of pipeline with a design capacity of approximately 21.1 billion cubic feet of natural gas per day, owns assets in 27 states and is an industry leader in natural gas transportation. BHE Pipeline Group also operates 22 natural gas storage facilities with a total working gas capacity of 515.6 billion cubic feet and a liquefied natural gas export, import and storage facility.

Northern Natural Gas is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or religious creed, age, national origin, ancestry, citizenship status (except as required by law), gender (including gender identity and expression), sex (including pregnancy), sexual orientation, genetic information, physical or mental disability, veteran or military status, familial or parental status, marital status or any other category protected by applicable local, state or U.S. federal law. Employees must be able to perform the essential functions of the position, with or without an accommodation.