EnFin is a financial services company that provides financing for residential solar PV and energy efficiency upgrades, backed by the PV panel manufacturer, Qcells. Through its extensive dealer network, EnFin offers consumers a variety of loan and TPO (“third-party owned”) products that help to make the purchase of an energy system more affordable. EnFin funds its business by selling and/or pledging residential solar receivables to complex funding vehicles. These vehicles are funded by 3rd party investors that include large asset managers, investment banks, and insurance companies. EnFin is looking for an energetic team member to join the Capital Markets & Asset management team. The manager’s role includes aspects of both Asset management and Capital Markets. The Asset Management team is responsible for managing, monetizing, and reporting on EnFin’s $1B+ portfolio of residential solar receivables. The manager will play a critical role in utilizing tech-enabled solutions to develop and automate deliverables for investors as well as assist in structuring, negotiating, and executing transactions with institutional investors. This is an external-facing role, with the opportunity to develop a network of Wall Street professionals.
This position will be based out of one of our offices in Irvine, CA; San Francisco, CA; Santa Clara, CA; or Teaneck, NJ, with a potential in-office schedule set at the direct manager’s discretion in accordance with the company policies and procedures.
- Develop and distribute recurring reports to all lenders in capital markets transactions.
- Calculate and submit warehouse borrowings and manage day-to-day liquidity by coordinating with the Finance Operations team.
- Administer ongoing loan sales and pool tracking for whole loan sale partners including loan pool selection and investor communication.
- Aid in implementing the company's Asset and Liability Management (ALM) approach, emphasizing interest rate risk containment and adept funding & liquidity operations.
- Assist in developing and executing Capital Markets strategy for the residential solar product including warehouse setup / amendments, ABS & whole loan sales.
- Foster a productive relationship with internal credit, product, technology, accounting, and operations units to ensure an unparalleled investor journey.
- Offer prompt and informed analytical support to aid the company's strategy formulation and high-level determinations in a dynamic business landscape.
- Infuse a culture of continuous learning within the team. Foster collaboration, mentor junior team members, and ensure collective growth in domain expertise.- Bachelor’s degree in finance, economics, business administration, engineering or related field with a minimum of 8+ years of professional work experience including 5+ years in structured finance, private credit, investment banking, fixed income sales & trading, or relevant capital market’s role.
- Ability to ideate, develop and execute strategic plans, in close collaboration with internal and external partners and stakeholders.
- Highly motivated and able to thrive in a fast-paced customer-centric environment where priorities may change quickly.
- Excellent interpersonal skills, leadership, team management, including managing teams of varying sizes.
- Impeccable attention to detail as well as a detailed analytical thinker with the ability to solve problems and adjust to changing conditions and situations.
- Excellent oral and written communication skills with the ability to present ideas, vision and strategy in internal and external forums.
- Entrepreneurial mindset and demonstrated ability to thrive in a high-growth environment.
- Understanding of consumer lending, credit underwriting and knowledge of consumer asset backed securities (ABS) markets.
- Proficiency in MS Office Suite and Excel (Pivot tables, lookups & VBA).
- Experience with SQL, Python or SAS preferred.
- Master's degree or certification in finance, economics, business intelligence, analytics, or a related field.
- Passion for renewable energy finance.
Hanwha Q CELLS America Inc. (“HQCA”) is a Qcells company, one of the world’s largest manufacturers and providers of solar photovoltaic (PV) products and solutions. Headquartered in Irvine, California, HQCA has been rapidly expanding its business in North America through the expansion of products and solutions, including distributed energy solutions, direct-to-homeowner solar sales and financing, and EPC services. We provide an opportunity to be part of an exciting and growing world-class global business in an interesting and expanding industry of the future.
PHYSICAL, MENTAL & ENVIRONMENTAL DEMANDS:
To comply with the Rehabilitation Act of 1973 the essential physical, mental and environmental requirements for this job are listed below. These are requirements normally expected to perform regular job duties. Incumbent must be able to successfully perform all of the functions of the job with or without reasonable accommodation.
Dexterity (F = Frequently, O = Occasionally, N = Never)
Agility (F = Frequently, O = Occasionally, N = Never)
The salary range is required by the California Pay Transparency Act and may differ depending on the location of those candidates hired nationwide. Actual compensation is influenced by a wide array of factors including but not limited to, skill set, education, licenses and certifications, essential job duties and requirements, and the necessary experience relative to the job’s minimum qualifications.
- This target salary range is for CA positions only and should not be interpreted as an offer of compensation.
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