Credit and Collections Analyst

The primary purpose of this position is to analyze new and existing customers' creditworthiness and make credit recommendations on behalf of the company. The Credit Analyst works closely with districts/datasets to determine creditworthiness, payment terms and to ensure that payment deadlines are met.

General Duties and Responsibilities

Conduct credit checks on new and potential customers to evaluate the creditworthiness of potential customers, approve and reject customer shipments, negotiate payment terms and update the company's credit policy

Analyze and assess the financial statements and business credit reports of existing and potential commercial customers

Review credit applications and analyze credit reports / perform credit checks for consumer customers

Assign appropriate credit limits and payment terms as set out by company policy and procedure

Consult and negotiate with customers regarding financial transactions, payment terms and credit limits

Keeping company credit exposure within set risk bearing limits

Responsible for commercial collections and ensure timely payments are being made

Assist with consumer collections and ensure timely payments are being made

Contact customers with overdue accounts and attempt to either collect the overdue amount or negotiate a payment plan

Correctly process bankruptcy filings when received

Analyze on a quarterly basis top exposure and top delinquent accounts for at-risk assessment

Submit regular reports on the status of unpaid accounts and any repayment progress

Assist with cash applications as assigned

Participate in special projects, analysis and ad-hoc tasks as required by management

Position Qualifications: Knowledge, Skills and Abilities

3+ years of credit analysis and credit process experience in a high growth environment

Thorough understanding of credit and accounts receivable operational concepts

General knowledge of GAAP/IFRS

Possess excellent analytical, organizational, problem solving and prioritization skills

Ability to multi-task and prioritize projects to meet deadlines and goals

Exercise solid organizational and communication skills

Knowledge of computerized accounting systems

Good phone skills and computer literacy (MS Office)

Ability to work independently and effectively manage time

Must be dependable with a stable work history

Ability to follow verbal and written directions

Ability to maintain stability under pressure and be flexible and willing to modify plans and behavior when necessary

Ability to work a flexible schedule, including evenings, weekends and/or holidays

Ability to adapt to a changing schedule as directed

Show excellent customer service, interpersonal and communication skills

Ability to be a positive representative of the Company both internally and externally

Ability to work with respect and cooperation at all times with fellow employees and customers

Must be committed to working safely at all times

Experience/Education:

Bachelor Degree in Accounting, Finance or related field

Knowledge of generally accepted accounting practices and principles.

Minimum of 3 years of experience in office environment.

Travel:

Minimal Travel required but may occur.

Physical Requirements:

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to:

o Sit for extended periods of time, stand, walk, bend, crouch, squat, and twist on occasion

o Perform light lifting of supplies and materials from time to time

o Communicate with and exchange information verbally and in writing

o Move about in an office environment

o Work using repetitive motion

Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception and ability to adjust focus.

Work requires physical efforts associated with using the computer and phones to access information.

Working Environment:

The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable

accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is:

Regularly in an office environment.

Regularly interrupted to meet the needs and requests of fellow employees and/or customers.

Regularly required to manage a number of tasks at one time.

Regularly experience a busy environment that will require excellent organizational and time and stress management skills.

Regularly exposed to sensory demands due to excessive computer use

The noise level in the work environment is usually moderate.

This position is required to be performed at the work site during regularly scheduled hours. Physical presence at the work site is required.

Meet DCC Propane:

DCC Propane, LLC, a division of DCC plc, has served communities for over 70 years providing propane for residential, agricultural, commercial, and industrial uses, and water conditioning services since 1962. We are continuing to grow and are currently represented by a team of over 900 dedicated and passionate professionals who live and work in 29 states operating under a number of strong regional brands. The business has succeeded in maintaining a strong family-feel with an unwavering commitment to world-class safety standards and customer service with competitive compensation and benefits.

Why Work for Us?

We strongly believe in taking care of our employees so that they can take care of our customers. Our people are what set DCC Propane apart and are essential to our future growth, whether it is by welcoming a new brand into the DCC family or a new employee into our team, we are driven to ensure that our team members have everything they need to be successful. One way we do that, both at work and at home, is by offering a best-in-class benefit plan to our employees. This includes Medical, Vision, and Dentals plans for you and your family, as well as supplemental insurance programs, 401(k) retirement plan with company match, and Paid Time Off plus holidays.

EOE Statement:

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

This job description is not intended to describe in detail the multitude of tasks that may be assigned, but rather to provide the incumbent with a general sense of the responsibilities and expectations of his/her position. It is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. As the nature of business demands change so, too, may the essential functions of this position.